Public Mediation

My Claim vs. Jp Morgan Chase Bank

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O. L. vs. Chase Bank - Jp Morgan Chase & Co. Headquarters
270 Park Ave Fl 12, New York, New York, 10017-7924, United States
Amount Involved: $8,000.00
    • Status: In Negotiation
      This claim has posted for public comment and negotiation. It will remain posted until resolved to the claimant's satisfaction. Suggest a resolution to help these parties reach a settlement.
       (seeking public comment)
    • Claimant Seeks: View.
    • Claim #: 5363010
    • Amount Involved: 8,000.00
    • Filed On: Nov 01, 2017
    • Posted On: Nov 12, 2017
    • Complaint(s):
      • "I just feel ripped off."
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Statement of Claim
Complaint Involved (1) - View
Claimant says:
"I received a check for $2000 for the sale of used furniture.
I went to my local Chase branch and before depositing the check I asked the teller if the check was good and she replied yes , I asked her when will the check funds of the check clear and she replied the next day. I asked her again the same question and her answer was the same.
The next day I visited the same branch and I was told the funds were available so I made a withdrawal of cash and the next day my account was overdrawn because Chase said the check was ficticious. The end result is that I reimbursed cash to the person who bought the furniture from me for the furniture I was selling.
How can a bank tell you a check cleared and the funds are available so you make a decision based on that and then the bank goes back and says I am sorry but the check was no good?
I am thinking of filing legal action against Chase for neglect. I am sure there are thousands of people who have gone through this and lost money so perhaps I can even file a class action lawsuit against Chase.
Yours Truly,
XXXXX"
...
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Claimant timeline (1) - Hide
  • 10-26-2015 — bank deposit
What Claimant Wants Hide
1. Compensation: Eg.: Two weeks of missed work Nov 16, 2017 $2,000.00
2. Recovery of Losses: returned check Nov 15, 2017 $2,000.00
3. Refund: other Oct 24, 2017 $2,000.00
4. returned check Nov 16, 2017 $2,000.00
5. Other – Copy claim to regulators Oct 24, 2017 $14.99
6. Other – Pay for claim posting cost Oct 24, 2017 $14.99
7. Other – Physical delivery charges Oct 24, 2017 $4.99
Cash total : $8,034.97
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J Petaluma commented
J Petaluma (Comment):
"Why did you reimburse cash to this person?"
 (7 years ago)
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Respondent's Counteroffer

There has been no response to this claim from Chase Bank - JP Morgan Chase & Co. Headquarters. This claim will remain posted until resolved
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  • Contributed Solution: by Steven Albright On 11-21-2017
    View more
    Banks have a responsibility to their customers to warn about overpayment scams More...
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