Public Mediation

1 Powerful Consulting Group, Brandon Ellington-Dispute-#8699878

M. S. vs. 1 Powerful Consulting Group, Brandon Ellington
19624 Governors Highway, Suite 4, Flossmoor, Illinois, 60422, United States
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Statement of Claim
Claimant says:
"I contacted Mr Ellington to get a mortgage for a house that I was trying to buy. I put $5000.00 down on the house. Mr Ellington led me to believe that he could provide the $50000.00 financing that was needed to complete the transaction, but he never produced any money. The charge for this service was $2500.00 plus the Pay Pal fee of $195.00. To date he has refunded $465.45. He states that he has a one year contract to provide the services, but the attached documents indicate a 30-45 day time frame. I have tried to communicate with him, but he ignores my emails and his phone goes to voicemail every time I try to call him. Due to his lack of performance, I lost the house and the $5000.00 down payment. I want him to pay me for the services he did not perform and the cost of PeopleClaim services to get the refund."
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Exhibits View
What Claimant Wants Hide
1. Compensation: PeopleClaim costs Nov 27, 2012 $200.00
2. Damages: loss of down payment Nov 27, 2012 $5,000.00
3. Refund: services not rendered- paymet already made Nov 27, 2012 $2,230.00
4. Copy claim to regulators Nov 27, 2012 $14.95
5. Pay for claim posting cost Nov 27, 2012 $7.95
6. Other – Physical delivery charges Nov 27, 2012 $2.99
Just make me happy!
Claimant invites 1 Powerful Consulting Group, Brandon Ellington to make a fair offer to resolve this complaint.
Cash total : $7,455.89
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Respondent's Counteroffer


There has been no response to this claim from 1 Powerful Consulting Group, Brandon Ellington. This claim will remain posted until resolved
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  • Comment: by Jennifer Sheehy — Online mediator
  • On: 11-25-2012
  • In your original contract for purchase of the home, did you happen to have a financing or mortgage contingency clause in the contract? Unfortunately, if you did not, a return of deposit monies typically does not occur, and lenders are not responsible or liable for lost deposits. It seems from the emails and exhibits provided that you had some difficulty in contacting and receiving information from the respondent. It sounds like you have received some refund of your initial payments to the company, but it also sounds like from the emails provided that there was some results of loan arrangements that would not have worked for you. While mortgage companies are in the business of lending, if they are unable to come up with product that will work for you, or unable to approve you for financing, they can deny the loan application. Paying a loan application fee does not, unfortunately, guarantee funding. In regards to your request for compensation for People Claim costs of $200, I believe you may have meant the Pay Pal fee of $195. If you are having problems obtaining refunds through Pay Pal, that would be something to bring up with Pay Pal directly.
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