If Loanme were accurate in its response, then they wouldn't have needed hundreds of words in explanation. Events of 2016, which were brought up to murky the waters, are not relevant to this. Rather, I was on auto pay. I got taken off auto pay by virtue of discussions between Loanme and a third party. Loanme doesn't suggest that I offered this because I did not. So, they took me off by virtue of a letter authorizing them to have discussions. Yet, at the same time, they say that my sign off is needed. Well, I didn't give it.
It is therefore, secondary, that I did then call, which I did. i asked to be put back on auto pay. I am virtually certain that nobody said that I needed to fill something out, as had they, then I would have done it. I made it clear that I wanted to old arrangement to stay in place. But, in truth, whether or not Loanme said anything of the kind is irrelevant, as I never gave them permission in the meantime.
As it relates to 2016 and 2017, again, not only are these factors irrelevant, but Loanme is breaking the law in disclosing them. Why in the world would a reputable company bring up such items. Further, I can get into detail and will if needed as to dispute had with Loanme. Suffice it to say that there short form summary is very misleading. However, as the parties agreed that such would be confidential, I will set forth my grievances elsewhere. Suffice it that to bring up such things are irrelevant to the current issue; an absolute violation of my privacy; and highly misleading. If, however, they do violate my privacy rights again, then I will be forced to disclose the entirety of the prior dispute had with said company.
In this case, and based on the relevant facts, as opposed to the irrelevant and misleading ones Loanme is wrong. Did they get my permission to get off of auto pay? no. Do they say that my permission was required? they say so in their response. When I learned that they took me off, did I request to be put back on? yes.
Loanme made a mistake and they should admit it, as opposed to being reckless with the personal information of their clients. If they can answer my above questions without bringing up events, perhaps in 2015, then that could be relevant, but they cannot do so.
As to their assertions about me, unless they immediately retract by stating that there presentation is incomplete and, as such, very misleading then I will report them to the federal authorities for that offense and I will do so very promptly.