Public Mediation

Frank Pinzarrone-Dispute-#1488971

F. P. vs. The Vip Loan Shop
4 Solomon's Arcade, Charlestown, Nevis, West Indies, United States
    • Status: In Negotiation
      This claim has posted for public comment and negotiation. It will remain posted until resolved to the claimant's satisfaction. Suggest a resolution to help these parties reach a settlement.
      (seeking public comment)
    • Claimant Seeks: 1 non-monetary items.
    • Claim #: 1488971
    • Amount Involved: N/A
    • Filed On: May 07, 2012
    • Posted On: May 18, 2012
    • Complaint(s):
      • Bad business practices
      • Contract / Agreement / Promise dispute
      • "I just feel ripped off."
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Statement of Claim
Claimant says:
"On April 3, 2012, I applied for a loan at VIP Loans In the amount of $800. I was told that
I could not receive one loan in that amount, but had to apply for two (2) loans, in the amounts of $500. and $300. One month later, I was charged $150 for the $500. loan and $90. for the $300. loan, a total of $240. Being this amount was not made clear as I was quoted $75. as a payment for one loan. When I requested a payoff figure for the two loans I was told that the payoff for the $ was $650. ans the payoff for the $300. loan was $390., a total of$800. and $480. respectively for both loans , which would be paid off in 30 days. Is this legal? As a period of only 30 days has transpired, and isn't an interest rate of %60 is being charged?. Can you please help me with this problem, as the reason I originally took this loan was for a short period (1 month) of time and to be charged almost $500. for these loans seem unfair."
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What Claimant Wants Hide
What By When How Much
1. An equitable payment for the loan. May 22, 2012 N/A
1. Other – Pay for claim posting cost May 22, 2012 $7.95
Cash total : $7.95
Non-cash: 1 items
  • 0
Do you agree with the claimant’s demands?  (If you are a party to this claim, click here.)

Respondent's Counteroffer

There has been no response to this claim from The VIP Loan Shop. This claim will remain posted until resolved
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