Public Mediation

My Claim vs. HSBC/BENEFICIAL Dispute

K. S. vs. Hsbc Usa Inc (Headquarters)
P.O. Box 2013, Buffalo, New York, 14240, United States
    • Status: In Negotiation
      This claim has posted for public comment and negotiation. It will remain posted until resolved to the claimant's satisfaction. Suggest a resolution to help these parties reach a settlement.
      (seeking public comment)
    • Claimant Seeks: 3 non-monetary items.
    • Claim #: 2326969
    • Amount Involved: N/A
    • Filed On: Mar 05, 2014
    • Posted On: Mar 16, 2014
    • Complaint(s):
      • "I just feel ripped off."
      • Customer service runarounds
      • Overcharge or billing error
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Statement of Claim
Claimant says:
"Being Hasseled every year by them, i make my payments monthly 750.55, i have turned them in before but they say i am behind on payments i have sent them proof of payments, they were turned in for bad loans so they had to give me back 6,000 but after that i was 5,690.00 behind in payments, they say this is because i cant afford my payments but i make monthly ones, at one time they would not speak to me about my account it was blocked, so after hassling me i had to send a fax saying i was not workinjg with a 3rd party, now they still say i am behind I go through this every year starting at christms year after year, i am disabled from cancer and my credit is horrible but i always make my payments to them, this is my home. they sent someone out ysterday taking pictures of my home, 3 times this has happened i call it HARASSMENT EVERY SINGLE YEAR THE SAME THING."
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Additional Communication Between Claimant and Hsbc Usa Inc (Headquarters) Hide
  • Mar 26, 2014, Claiming party added:
  • I want people to know that HSBC should not give home loans from experience from me and waht they are doing, I also found out they are charging me 70.00 every month late fees to get some of their money back. On the statement i reviewed has all the money in one month going to intrest only for their part hardly any went to prinicfipal, can you tell me thts not a ripoff? please pass the info on so noboby else will have to pay like we are thank you

What Claimant Wants Hide
Non-Cash
What By When How Much
1. Repair: all the money of mine they found needs to go to prinicipal not intrest for them its there fault Mar 20, 2014 N/A
2. Replace: all back statements Mar 20, 2014 N/A
3. Apology: always telling me your behind on payments you cant afford this loan Mar 20, 2014 N/A
Cash
1. Other – Pay for claim posting cost Mar 20, 2014 $7.99
Just make me happy!
Claimant invites HSBC USA Inc (Headquarters) to make a fair offer to resolve this complaint.
Cash total : $7.99
Non-cash: 3 items
  • 0
Do you agree with the claimant’s demands?  (If you are a party to this claim, click here.)

Respondent's Counteroffer


There has been no response to this claim from HSBC USA Inc (Headquarters). This claim will remain posted until resolved
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