Public Mediation

Aspire Visa-Dispute-#5262774

M. H. vs. Aspire Visa / Atlanticus Holdings Corporation
5 Concourse Pkwy Ste 300, Atlanta, Georgia, 30328-6101, United States
Amount Involved: Other terms
    • Status: In Negotiation
      This claim has posted for public comment and negotiation. It will remain posted until resolved to the claimant's satisfaction. Suggest a resolution to help these parties reach a settlement.
       (seeking public comment)
    • Claimant Seeks: 2 non-monetary items.
    • Claim #: 5262774
    • Amount Involved: N/A
    • Filed On: Dec 30, 2012
    • Posted On: Jan 10, 2013
    • Complaint(s):
      • Bad business practices
      • Problem with a product
      • Overcharge or billing error
View less
Rate or Review on Aspire Visa /...
Become an online mediator
  • Review this case.
  • Propose your solution.
  • Win the reward (1,000)
Statement of Claim
Complaints Involved (4) - View
Claimant says:
"Aspire has placed a frivolous charge on my credit report thus making my credit score dive. I have made payments and never had them reflected in my balance. I have also made many calls to them only to get the runaround and rude customer service representatives. After all these attempts my account was sold to Jefferson Capital who has refused to take this off of my credit report."
...
Reply Have a similar problem?
What Claimant Wants Hide
What By When How Much
1. Remove false or malicious web content, business reviews, etc.: remove item off my credit report Jan 14, 2013 N/A
2. Repair: remove item off my credit report Jan 14, 2013 N/A
Non-cash: 2 items
  • 0
Do you agree with the claimant’s demands?  (If you are a party to this claim, click here.)

Respondent's Counteroffer

There has been no response to this claim from Aspire Visa / Atlanticus Holdings Corporation. This claim will remain posted until resolved
Expand
Refresh
  • Show:
  • Sort by:
  • Comment: by Alan — Online mediator
    • On: 01-14-2013
    View more
  • I think you should ask for monetary compensation too. This must be both aggravating and embarrassing for you. I think Jefferson Capital- whoever the heck they are- should be liable for at least $1000 to you for your time and trouble, and you're being generous to just ask for a fix.

    If this happened to you, then its probably happened to others. If you leave your claim open, there's a good chance others will file too and class actions lawyers will get involved. Alternatively, Jefferson Capital might do the right thing and just fix the problem if enough people complain. Glad you posted this. at a min, it will warn others and maybe get the regulators involved.
  • Comment: by Jennifer Sheehy — Online mediator
    • On: 01-12-2013
    View more
  • In this situation, you have the right to an investigation into the charges that are showing up on your credit report. In order to be protected by the federal laws that have been established for credit reporting and consumer rights, you need to write a letter requesting an investigation into the charges. Be sure to send it certified, inform the company that you are disputing these charges, and request an investigation. If you follow these procedures, you should be able to take advantage of the protections allowed to you under the federal law.
See how PeopleClaim Works
Get fast access to our Resolver community, for...
  • help with a PeopleClaim or any other complaint
  • assistance with a purchase or contract
  • expert advice
Other PeopleClaim resolvers
Want to see more? Search our directory of resolvers.
Get Free alerts when claims post in your area.
Get Alert
Cases seeking help
Pick a case. Help resolve it.
Need help resolving a dispute? Learn more.
Help resolve claims against businesses and people near you:
View more claims

Public Mediation

The shortest path from your problem to its resolution.
1
Peer to Peer

Engage the other party and use powerful tools to negotiate the best resolution.

Free
If Unresolved
2
Community Resolution

Post your case online and get help from legal professionals, industry experts, consumers & advocates competing to find the best resolution to your claim.

$14.99 + optional reward for best resolution
Full refund if not resolved to your satisfaction
If Unresolved
3
Private Mediation

Lets you mediate your case privately with the help of our professional mediators and industry experts.

Free to claimant. Mediator fees negotiable.
If Unresolved
4
Engage a Professional

Find the best community-reviewed professionals near you to resolve your issue in private online mediation or traditional court/mediation.

Resolution

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart.

I am (not) alone, and I feel the charm of existence in this spot, which was created for the bliss of souls like mine...~ Goethe

Get a public verdict — create an online trial $50 public trial / $50 reward for successful resolution
Important: All information contained herein is the opinion of the posting parties, who are solely responsible for its content. PeopleClaim offers both free and paid services to help consumers, patients, employee, tenants, and others resolve disputes without lawyers or courts, through negotiated online settlement and public disclosure of wrongdoing or unfair treatment.
Claims against parties operating under bankruptcy protection, by law must be processed solely through the appropriate US bankruptcy court. Any claims against this party currently posted on PeopleClaim are available for purposes of public business review only and are not an attempt to collect money or recover assets subject to protections under the United States Bankruptcy Code.
*IMPORTANT: PeopleClaim is a public dispute resolution system, independent of the BBB, small claims court, or other dispute resolution services. PeopleClaim is not a law firm and does not provide legal services, opinions, or advice. PeopleClaim facilitates peer-to-peer negotiation and resolution and crowdsourced input on issues of fairness to help resolve complaints. Users should contact professional legal counsel on any matters of law or regulation regarding their claims. PeopleClaim does not review or evaluate the merits of claims submitted through its site, and users are solely responsible for all content filed in their claims.
© reserved by PeopleClaim