Public Mediation

Ronald Lavoie vs. Affordable Insurance

R. L. vs. Affordable Insurance Inc
44 East St, Pawtucket, Rhode Island, 02860-1023, United States
Amount Involved: Other terms
Complaint(s): Bad business practices
    • Status: In Negotiation
      This claim has posted for public comment and negotiation. It will remain posted until resolved to the claimant's satisfaction. Suggest a resolution to help these parties reach a settlement.
       (seeking public comment)
    • Claimant Seeks: View.
    • Claim #: 3607544
    • Amount Involved: N/A
    • Filed On: Feb 17, 2016
    • Posted On: Feb 28, 2016
    • Complaint(s):
      • Bad business practices
View less
Rate or Review on Affordable In...
Become an online mediator
  • Review this case.
  • Propose your solution.
  • Win the reward (1,000)
Statement of Claim
Complaint Involved (1) - View
Claimant says:
"Obtained an auto insurance policy in early January of 2016 with Affordable Insurance of Pawtucket RI and was quoted $1269 with a $190.35 down and $120 per month for 9 months plus a $5 installment fee.
After over thirty days I had still not received a permanent ID card or a bill. On Feb 16th I received a bill for $1414 less the $190.35 deposit and payments of $159.86 for another 9 months. I called the company (RI Automobile Insurance Plan) and asked why. I was told there was 2 violations on my license. I told them the circumstances and they told me I needed a statement from the insurance company at the time there was no payout on the second violation. I then proceeded to obtain insurance from the previous company which I did obtain. I called RI Auto Insurance and told them to cancel the policy, they told me I needed to do it through the agent. I called the agent and was told I had to go to the office to sign a cancellation notice.
I went to the office on 2/17 and there were a lot of people there, some man (I think was the boss or owner) asked me what I was there for and I told him cancel my policy. His expression immediately turned from friendly to hostile and told me to wait. There were three employees there at the time. I was put off for more than 30 minutes until all the clients in the office were taken care of. The "bossman" called me to his office and was so rude and insulting to me I was very annoyed and angry. As we continued to talk and he told me everything, I would lose my license, I would have to pay $120 cancellation fee, etc all the time in a very rude manner. I lost my cool and said something to him I immediately regretted, he told me to leave and he didn't want anything to do with me again. I don't know that the policy was ever cancelled completely.
I will be reporting the rudeness to the parent company RI Auto Insurance Plan, but I want to ensure that my policy was in fact cancelled. I will not approach this rude business man again and I will be reporting him and his business through other avenues."
...
Reply Have a similar problem?
What Claimant Wants Hide
1. Other – Pay for claim posting cost Mar 03, 2016 $7.99
Cash total : $7.99
  • 0
Do you agree with the claimant’s demands?  (If you are a party to this claim, click here.)

Respondent's Counteroffer

There has been no response to this claim from Affordable Insurance Inc. This claim will remain posted until resolved
See how PeopleClaim Works
Get fast access to our Resolver community, for...
  • help with a PeopleClaim or any other complaint
  • assistance with a purchase or contract
  • expert advice
Other PeopleClaim resolvers
Want to see more? Search our directory of resolvers.
Get Free alerts when claims post in your area.
Get Alert
Cases seeking help
Pick a case. Help resolve it.
Need help resolving a dispute? Learn more.
Help resolve claims against businesses and people near you:
View more claims

Public Mediation

The shortest path from your problem to its resolution.
1
Peer to Peer

Engage the other party and use powerful tools to negotiate the best resolution.

Free
If Unresolved
2
Community Resolution

Post your case online and get help from legal professionals, industry experts, consumers & advocates competing to find the best resolution to your claim.

$14.99 + optional reward for best resolution
Full refund if not resolved to your satisfaction
If Unresolved
3
Private Mediation

Lets you mediate your case privately with the help of our professional mediators and industry experts.

Free to claimant. Mediator fees negotiable.
If Unresolved
4
Engage a Professional

Find the best community-reviewed professionals near you to resolve your issue in private online mediation or traditional court/mediation.

Resolution

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart.

I am (not) alone, and I feel the charm of existence in this spot, which was created for the bliss of souls like mine...~ Goethe

Get a public verdict — create an online trial $50 public trial / $50 reward for successful resolution
Important: All information contained herein is the opinion of the posting parties, who are solely responsible for its content. PeopleClaim offers both free and paid services to help consumers, patients, employee, tenants, and others resolve disputes without lawyers or courts, through negotiated online settlement and public disclosure of wrongdoing or unfair treatment.
Claims against parties operating under bankruptcy protection, by law must be processed solely through the appropriate US bankruptcy court. Any claims against this party currently posted on PeopleClaim are available for purposes of public business review only and are not an attempt to collect money or recover assets subject to protections under the United States Bankruptcy Code.
*IMPORTANT: PeopleClaim is a public dispute resolution system, independent of the BBB, small claims court, or other dispute resolution services. PeopleClaim is not a law firm and does not provide legal services, opinions, or advice. PeopleClaim facilitates peer-to-peer negotiation and resolution and crowdsourced input on issues of fairness to help resolve complaints. Users should contact professional legal counsel on any matters of law or regulation regarding their claims. PeopleClaim does not review or evaluate the merits of claims submitted through its site, and users are solely responsible for all content filed in their claims.
© reserved by PeopleClaim