Hello. I am going to send some pictures of the altered contract. When we signed this contract, our understanding was that Fidelity would take the $28,544.00 and roll it into a Fidelity Traditional IRA acct # ending in 4233. Then it would sit with Fidelity until Mr Valdez actually retired. He worked there until 2021 ! But with the contract being marred with a stamp and a fake ink bleed , (on a bleed proof paper). This stamping and inking was deliberate, to cover that pertinent info. I am going to see an assistant DA in La Plata County today, to talk about a civil case against CHI. This is due to CHI altering this contract after we signed and notarized. Someone in the HR Dept of MMC , directed those funds to a non interest earning money market account with Wells Fargo ? Who changed the plight of those funds ? And while Mr Valdez and I were being lied to every year when we called for tax info for the pension / IRA. Fidelity agents ( Brian , mgr Elizabeth, Stacey, Kara, Daniel, Robert) told us his accounts were "safe and sound" and we needed nothing for our accountant because Mr Valdez didnt take any distributions. They gave us a total in that account of $28,544 every year until 2021. We had no idea (and why would we ?) that Mr. Valdez's pension was stolen in 2014 - 2015. This was the first rodeo , that is obvious. Fidelity finally admitted that CHI had posession of those funds, and Fidelity is just a bookkeeper ? I say "fall guy" . The altered contract had us mail the copy to CHI in Lincolnshire, IL. CHI had control of the funds, lied and said it was Fidelity, sent us on thousands of false roads. Cathy Roberts was and is the HR Dir. The buck stops with her. She had all the means at her fingertips to commit this crime. All of Mr Valdez's bank accounts, signature, bank is down the street, picture employee ID, and most of all , accessibilty to the funds. That's who I am betting on for this crime. She works for CHI and they are ultimately responsible , as she is in the HR Dept. We have been treated like crap by MMC , including Ms Robber, and the HR staff. Everyone passing the buck. No one at MMC interested at all in finding out who stole their employee's 27 yr of service pension. You hire Fidelity, so why couldnt Ms Robber call Fidelity and tell them that she wanted all pertinent info for MrValdez's pension. To email her all the info on where it went. ?? Why not that?? Nope . Deflect, lie and pass the buck. Fidelity tried to make us just go away. 3 hour holds, no one knew anything about anything. Such a cover up. Mystified people. No one keeps notes at Fidelity, and they know nothing at all. Suddenly incompetent. ? This pension was stolen, Ms Robber knows it, Fidelity knows it, CHI knows it, and we know it. Please , do not insult us anymore than you have. Mr Valdez trusted people he should not have trusted. He had pride in the job he spent 27 yrs doing at MMC. He sacrificed Christmas with family ,and all other holidays if he was scheduled on those days. He had great reviews, and he felt good about the job, so much so that he stayed until 72 yrs old. And then he gets punched in the gut with the fact that he was totally taken advantage of, and he was lied to. Not only did you make him feel like a fool, but you stole the pride he had in the job that he did at MMC. I cried for two days just to see the broken hearted look on his face. Dont keep insulting us with lies. This has been insulting enough. Someone just stole something he was promised for retirement, and although it may not seem like a lot of $$ to anyone else , it meant a lot to him. He was thrilled he could buy me a dryer since we have been without one for 6 years. And just small things that he felt proud he could do with that fund. He now wishes he had never worked there. Too bad the good people have to change instead of the other way arou