Public Mediation

Disadvantaged Ohio Customer vs. Advance Financial

Read the fine print before doing a Loan with Advanced Financial.

S. C. vs. Advance Financial
100 Oceanside Dr., Nashville, Tennessee, 37204, United States
Amount Involved: Other terms
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Statement of Claim
Complaint Involved (1) - View
Claimant says:
"Advance Financial provides revolving lines of credit but read the fine print before you sign and or have your attorney look at the .  The catch is that the Billing cycle payments are really fees.  Only a small portion of those fees goes back to the principal and the whopping remainder they keep.  I spoke to a representative before I signed and was told one thing but they mask the truth.  So now I am stuck with a loan I can not afford.  I am in worse shape now than before I got the loan.
I pleaded with them to help me and let them know the information I was given was not accurate but they don't care."
...
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Additional Communication Between Claimant and Advance Financial Hide
  • Jan 19, 2023, Advance Financial (responding party) added:

  • Please contact Advance Financial at 833-325-4854 or 888-927-1830 to discuss the particulars of your account in order to ensure privacy and information security.

What Claimant Wants Hide
Just make me happy!
Claimant invites Advance Financial to make a fair offer.
1. Other – Pay for claim posting cost Jan 25, 2023 $14.99
Cash total : TBD
  • 0
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David Dogan commented
David Dogan (Comment):
"The information provided is insufficient. A copy of the agreement claimant signed as prepared and presented by Advance Financial would have to be reviewed. Claimant contends fees/costs were '"masked," but the document signed should control if it is fair, unambiguous and not a contract of adhesion. It would be worthwhile for claimant or Advance Financial to post the actual language, the size of the font, the spacing and other pertinent information to determine how accurate claimant's position, as well as Advance Finance's defenses, are."
 (4 months ago)
Reply
Awaiting response from Party
George Maxwell commented
George Maxwell (Comment):
"Your comment is fair; however, we all know that what is legal isn't necessarily right. A casual search for this company unearthed this article - https://tennessean.com/in-depth/news/politics/2022/07/27/advance-financial-payday-lenders-and-their-role-tennessee-politics/7497749001/"
 (4 months ago)
Reply

Respondent's Counteroffer

There has been no response to this claim from Advance Financial. This claim will remain posted until resolved
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  • Contributed Solution: by George Maxwell On 02-04-2023
    View more
    IMO you should file complaints with the CFPB, the FTC, state financial regulators, and your congressional and state representatives. Also forward your story to the Tennessean reporter Adam Friedman, who has ably followed the money. More...
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