Complaint History & Business Rating for Advance Financial

Stracy C. says: Advance Financials Rates are extremely High and through the roof. You will be in worse shape financially if you obtain a loan from them. Read all of the fine print and have your attorney look over the agreement if you have any questions. Speaking to one of their representatives before signing may leave you with the wrong understanding of what you are signing. Understand that the billing cycle charge is a fee that's paid biweekly or monthly. When you pay the minimal fee hardly any goes toward the principal. You have to pay more with each payment to see your principal go down. As a revolving account you will be at a disadvantage because you wont have much being paid back into the account to borrow unless you pay huge lumps sums. If you had those huge lump sums to pay then you would not need the loan in the first place. I had to borrow money from another company in order to pay my AF loan off. If you only need to borrow between $1.00 and $500.00 the the AF loan is doable but anything beyond that will put your finances in a terrible strain. I recommend doing a loan with other companies not AF.