Public Mediation

S.S. vs. Pmc Advantage Insurance Services

S. S. vs. Pmc Advantage Insurance Services
440 State St, Garner, Iowa, 50438-1335, United States
Amount Involved: $40,000.00
Complaint(s): Bad business practices
    • Status: In Negotiation
      This claim has posted for public comment and negotiation. It will remain posted until resolved to the claimant's satisfaction. Suggest a resolution to help these parties reach a settlement.
       (seeking public comment)
    • Claimant Seeks: View.
    • Claim #: 1908420
    • Amount Involved: 40,000.00
    • Filed On: Jan 16, 2018
    • Posted On: Jan 27, 2018
    • Complaint(s):
      • Bad business practices
View less
Rate or Review on PMC Advantage...
Become an online mediator
  • Review this case.
  • Propose your solution.
  • Win the reward (1,000)
Statement of Claim
Complaint Involved (1) - View
Claimant says:
"I own 2 properties. One property is in Mason City,IA the other is in Garner,IA. In July of 2017 I called PMC and let Carrie Omans know that I had made a lot of improvements to both properties and I would like to set up a time that PMC could come and look at the improvements and we could adjust my coverage as necessary. I needed to have my personal liability and replacement insurance on my property in Garner because that's where my i was living and where I would have many people coming through to give estimates and perform improvements (One of my personal workers was present to witness phone call). Carrie said that my insurance was set up that way and I had a million dollars for personal liability. I stated to her that I didn't think she was understanding how much money I had put into both properties so I would come in and talk to her about it in person. I did so and once again she stated I had all of the coverage requested above for my Garner property. She did a reissue of insurance at that time to show I came in and did my due diligence but changed nothing. I had an electrical fire in my Garner property on Nov 1st of 2017. I find out at that time (through Auto Owners that's who covers the payout) my property in Mason City still had all my personal coverage and that it was the only one that had replacement cost. I went in to ask Carrie what happened since I told her I needed both of those things for both properties. She looked it back up again and at that time stated that she made a mistake and was looking at the wrong policy but there was nothing she could do about it now. The company now knows their agent made a mistake they agree that I paid for the coverage that I needed it's just not on the right property and they refuse to make it right."
...
Reply Have a similar problem?
Additional Communication Between Claimant and Pmc Advantage Insurance Services Hide
  • Jan 28, 2018, Claiming party added:

  • I was at Stacey's place when she called PMC Advantage to let them know she'd like to set up a time for an agent to come and see both her Mason City property as well as the Garner property because thousands of dollars had been put into both. She also asked if she had the right amount of personal property and personal liability on her Garner property because there was on going work being done on it and she wanted to be sure if someone hurt themselves or stole any of her extensive tool collection she'd be covered. The agent told her she was fully covered and that there would be no need for them to come and look at the work that had been done. Stacey started that she felt that she didn't feel that the agent was fully understanding so she'd go in the next day which she did. She was told no changes were needed again about 2 weeks later the agent reissued the policy with no changes. Brook Paulsen

What Claimant Wants Hide
1. Compensation: insurance coverage I asked and paid for Jan 31, 2018 $20,000.00
2. Damages: from electrical fire Jan 31, 2018 $20,000.00
3. Other – Copy claim to regulators Jan 31, 2018 $14.99
4. Other – Pay for claim posting cost Jan 31, 2018 $14.99
5. Other – Physical delivery charges Jan 31, 2018 $4.99
Cash total : $40,034.97
  • 0
Do you agree with the claimant’s demands?  (If you are a party to this claim, click here.)

Respondent's Counteroffer

There has been no response to this claim from PMC Advantage Insurance Services. This claim will remain posted until resolved
Expand
Refresh
  • Show:
  • Sort by:
  • 1
If you are a party to this claim, click here.
Is this a fair resolution?
See how PeopleClaim Works
Get fast access to our Resolver community, for...
  • help with a PeopleClaim or any other complaint
  • assistance with a purchase or contract
  • expert advice
Other PeopleClaim resolvers
Want to see more? Search our directory of resolvers.
Get Free alerts when claims post in your area.
Get Alert
Cases seeking help
Pick a case. Help resolve it.
Need help resolving a dispute? Learn more.
Help resolve claims against businesses and people near you:
View more claims

Public Mediation

The shortest path from your problem to its resolution.
1
Peer to Peer

Engage the other party and use powerful tools to negotiate the best resolution.

Free
If Unresolved
2
Community Resolution

Post your case online and get help from legal professionals, industry experts, consumers & advocates competing to find the best resolution to your claim.

$14.99 + optional reward for best resolution
Full refund if not resolved to your satisfaction
If Unresolved
3
Private Mediation

Lets you mediate your case privately with the help of our professional mediators and industry experts.

Free to claimant. Mediator fees negotiable.
If Unresolved
4
Engage a Professional

Find the best community-reviewed professionals near you to resolve your issue in private online mediation or traditional court/mediation.

Resolution

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart.

I am (not) alone, and I feel the charm of existence in this spot, which was created for the bliss of souls like mine...~ Goethe

Get a public verdict — create an online trial $50 public trial / $50 reward for successful resolution
Important: All information contained herein is the opinion of the posting parties, who are solely responsible for its content. PeopleClaim offers both free and paid services to help consumers, patients, employee, tenants, and others resolve disputes without lawyers or courts, through negotiated online settlement and public disclosure of wrongdoing or unfair treatment.
Claims against parties operating under bankruptcy protection, by law must be processed solely through the appropriate US bankruptcy court. Any claims against this party currently posted on PeopleClaim are available for purposes of public business review only and are not an attempt to collect money or recover assets subject to protections under the United States Bankruptcy Code.
*IMPORTANT: PeopleClaim is a public dispute resolution system, independent of the BBB, small claims court, or other dispute resolution services. PeopleClaim is not a law firm and does not provide legal services, opinions, or advice. PeopleClaim facilitates peer-to-peer negotiation and resolution and crowdsourced input on issues of fairness to help resolve complaints. Users should contact professional legal counsel on any matters of law or regulation regarding their claims. PeopleClaim does not review or evaluate the merits of claims submitted through its site, and users are solely responsible for all content filed in their claims.
© reserved by PeopleClaim