Public Mediation

Midland Credit Management Inc.-Dispute-#6397056

M. B. vs. Midland Credit Management, Inc.
PO Box 939069, San Diego, California, 92193-9069, United States
    • Status: In Negotiation
      This claim has posted for public comment and negotiation. It will remain posted until resolved to the claimant's satisfaction. Suggest a resolution to help these parties reach a settlement.
      (seeking public comment)
    • Claimant Seeks: 1 non-monetary items.
    • Claim #: 6397056
    • Amount Involved: N/A
    • Filed On: Jan 07, 2013
    • Posted On: Jan 18, 2013
    • Complaint(s):
      • Contract / Agreement / Promise dispute
      • "I just feel ripped off."
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Statement of Claim
Claimant says:
"An agreement was made between Midland and I to settle an old debt
In which I owed. I made a pymt for $189.01 and another pymt
For $50.00. The total settlement agreement totalled $489.01
Therefore I owed a balance of $250.00 that was due January 1, 2013. However Maurice Fox was not in his
Office to accept my pymt neither on the January 1 nor
January 2 of 2013. I finally reached Mr. Fox on January 3, 2013, at which time I requested for him to mail me an additional document that would surpasse our original agreement of January 1, 2013 due to his absentee which voided our agreement for the first of January. Mr. Fox advised me over the phone that I could still make the pymt but I insisted on having documentation related to our agreement for my proffered.I did not agree with what he said over the phone so Mr. Fox voided our agreement which was his fault due to his absence"
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Additional Communication Between Claimant and Midland Credit Management, Inc. Hide
  • Jan 07, 2013, Claiming party added:
  • Mr. Maurice Fox but especially his supervisor chose not to resolve this matter which could have been resolved by sending me another letter that would have extended the January 1, 2013 deadline. After all, I made repeated attempts on January 1 2013 and January 2, 2013 to contact Mr. Maurice. Fox by phone so that I could make my final pymt
    of $250.00. I strongly believe its unfair and unjust to hold me liable for Mr. Fox absence

What Claimant Wants Hide
What By When How Much
1. would like to send my information to Midland credit management by mail Jan 30, 2013 N/A
Non-cash: 1 items
  • 0
Do you agree with the claimant’s demands?  (If you are a party to this claim, click here.)

Respondent's Counteroffer


There has been no response to this claim from Midland Credit Management, Inc.. This claim will remain posted until resolved
Offer History
Jan 07, 2013
Claimant's Terms of Settlement to Midland Credit Management, Inc.
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  • Comment: by Jennifer Sheehy — Online mediator
  • On: 01-19-2013
  • Do you happen to have the debt settlement agreement in writing? Without seeing the written details of your debt settlement agreement, usually payment plans such as that require the payment to be made by a date, not necessarily on a date. Because January 1st is a federal holiday, most likely the company was closed due to the holiday. Have you talked to either of the two individuals or anyone in the company on how this situation can be rectified? Perhaps there is some way to offer you a new payment plan. If you have not done so already, maybe reaching out to them and offering them a new counteroffer of that payment to be made by a certain date as a good faith effort to show you are working with them will help bring you some resolution in the situation.
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