Public Mediation

James L vs. Johnny Legends Car Dealership

Dishonest salesperson

J. L. vs. Johnny Legends Car Dealership
6145 S Decatur Blvd, Las Vegas, Nevada, 89118-3082, United States
Amount Involved: Other terms
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Statement of Claim
Complaints Involved (3) - View
Claimant says:
"My son who lives in Nevada recently went to Johnny Legends to purchase a 2015 Infinity Q-50. Upon checking his credit he was informed that he required a co-signor. He asked me to co-sign and I agreed. At that time the sales manager, (Jerry) got on the phone with me and told me he would send me all the appropriate paperwork I needed to sign as the co-signor on the loan. Upon receiving it I signed it, had it notarized at my hometown bank and mailed it back. Several days later I received a bill in the mail from Ally Bank in my name, mailed to my address in New York for the first payment on the car. I called the bank and informed them that the bill should have been sent to my son that it was his car and I was simply the co-signor of the loan. The bank employee told me that the paperwork submitted to them identified me as the primary borrower.I explained that it was my son's car and with my credit score I did not require a co-signor on any loan. He agreed and laughed. I then called Amy Reynolds, the finance manager at Johnny Legends,explained the situation and she said the way the paperwork was presented to her I was the primary borrower. I demanded to speak to Jerry and was informed he was not available. He later called me and said it didn't matter whose name appeared at the top of the loan that it was a " joint" loan and I should simply mail the bills back to my son in Nevada after the bank sent them to me. I explained to him I never agreed to a " joint " loan, nor would I ever and I intended to do whatever necessary to have this matter rectified. My feeling is when my son said he would only purchase the car if he was given a rate of 3.35% if I were to co-sign the salesman not being sure that the bank would approve that deal put me as the primary borrower to assure the loans approval. That is not the terms I agreed to and I feel that stipulates fraud on the part of the salesman."
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Additional Communication Between Claimant and Johnny Legends Car Dealership Hide
  • May 13, 2016, Johnny Legends Car Dealership (responding party) added:

  • Write you4/28/16 Amy, our Finance Director spoke with James Lloyd on the phone. James expressed his concern that he received a bill for the car loan. James was unhappy that his name was on the front of the loan. James explained to Amy that he wanted Johnny Legends to take his name off of the front of the loan. And put the loan in his son's name or he would call the Better Business Bureau. Amy told James that she would talk to Jerry, our General Sales Manager and get back to him.

    During the original conversation about the deal, Jerry explained to James and his son in order to reach the 3.35% interest rate he wanted, James would need to be on the front of the loan. After a lengthy conference call with both parties, the parties agreed to the deal. Also agreed, Johnny Legends would overnight the paperwork to James Lloyd for his signature. Amy prepared the paperwork per our conversation and overnighted to James Lloyd for signature. All the paperwork sent listed James Lloyd as the Buyer and his son as the Co-Buyer. The signed contract states:

    “Do not sign this agreement before you read it ……………………..”

    “BUYER AND CO-BUYER ACKNOWLED RECEIPT OF A TRUE AND COMPLETELY FILLED-IN PAPER COPY OF THIS CONTRACT AND THE DISCLOSURE ON PAGE 1 OF 2 AT THE TIME OF SIGNING”

    James Lloyd signed the paperwork and had it notarized as the buyer. The contract has since been paid by the bank unfortunately, we can’t change bank terms on a contract.

    The loan that James Lloyd and his son have is a simple interest loan. This loan can be refinanced at any time without penalty. Our suggested resolution would be James can refinance this car through his credit union. If James needs any other assistance please let us know.

  • May 13, 2016, Claiming party added:

  • Jerry from Johnny Legends NEVER had a lengthy conversation with James Lloyd explaining I would be the primary borrower and stated they would mail me the appropriate paperwork to co sign for my son, the buyer. If anyone reading this has an ounce of common sense ask yourself this simple question," Why would an individual with a credit score over 800 need someone with a credit score around 600 to co-sign a loan? If you want to purchase from a liar I suggest you go to Johnny Legends and ask for Jerry.

What Claimant Wants Hide
Just make me happy!
Claimant invites Johnny Legends Car Dealership to make a fair offer.
1. Other – Copy claim to regulators May 19, 2016 $14.99
2. Other – Pay for claim posting cost May 19, 2016 $7.99
3. Other – Physical delivery charges May 19, 2016 $2.99
Cash total : TBD
  • 0
Do you agree with the claimant’s demands?  (If you are a party to this claim, click here.)

Respondent's Counteroffer

There has been no response to this claim from Johnny Legends Car Dealership. This claim will remain posted until resolved
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