Public Mediation

Flagship Credit Acceptance-Dispute-#2617448

Ra vs. Flagship Credit Acceptance
3 Christy Drive Suite 203, Po Box 965, Chadds Ford, Pennsylvania, 19317, United States
Amount Involved: Other terms
View less
Rate or Review on Flagship Cred...
Become an online mediator
  • Review this case.
  • Propose your solution.
  • Win the reward (1,000)
Statement of Claim
Complaint Involved (1) - View
Claimant says:
"I need help with someone checking this bank who ever they are. I bought a 2007 GT 6 Pontiac in June 2012. I had complain before to you about the Vaden Nissan Dealer that sold me the lemon. They called me but nothing was done about it. I am paying $17.00 Dollars for Maintenance and everytime something breaks in the car, it's not covered. I want them to stop Charging me for a Maintenance Insurance I never asked for. Another thing is the bank Flagship, is ripping me off, the Car Value was on the windshield for $13.000. It went up even with my 2002 Mazda trade to almost $16000 dollars, I just sat there in their office while they try to get this used car approved, well they did, to my worse nightmare, I went thru all the papers I sign and to my shock, I am paying Flagship almost $30.000 Dollars for a used car that's been in the shop so much I lost count, money out of my pocket. Well I wanted to drop the according to Vaden Nissan the Maintenance Insurance that doesn't cover nothing that breaks and I feel I should be able to drop it. I didn't ask for this. Ok, Flagship Bank is charging me $381.42 a Month for this Lemon, and If I want to make payment over the Phone cause I am busy at work they charge me $10.00 Dollars more. If I go to their website I had to use western Union and they Charge me $5.00 dollars more. This is a crooked place and Vaden said it's now between my bank and I. I feel if I didnt qualify for this loan to get this lemon they sold me they just should it tell me and not take me a mile to hell. When I send the payment in the mail, I always send it on time so it gets there early, now it's not problem if mail is delayed for whatever reason, well they charge me late fees. I want to return this car back to Vaden Nissan and close what ever the contact they made with Flagship. I know I probably won't get my Mazda back, but if I owe anything to them for returning this car they can take it from My 2002 Mazda I gave as a Trade. I am willing to get an offer from Both parties, if not I'll have to go Higher with this problem and this Bank especially. This crooked Bank. From the $381.42 they only put down towards my payment like $20 Or $30 dollars everything else goes to interest. I never heard such a thing only yeah with Tittle Max.. Please look into it and help me. I can be paying $15. 000 dollars in interest,. Not for this lemon, that keeps breaking up on me, when it's not one thing is another. Its not fair what they did to me. All they had to say it was NO and that would it been all. Please help. Vaden it's not going to help they say it's not their problem anymore. Sure they got their commision selling this Lemon to a first time buyer now no one want to help or listen."
...
Reply Have a similar problem?
Additional Communication Between Claimant and Flagship Credit Acceptance Hide
  • Apr 15, 2013, Claiming party added:

  • I have not hear nothing from your bank now, I want to return the car to Vaden Nissan, if possible cause they dont help either.

  • Apr 15, 2013, Claiming party added:

  • FlagShip Credit Acceptance. P.O. Box 975658, Dallas texas,75397-5658

  • Apr 15, 2013, Claiming party added:

  • I heard this is a Republic Bank

What Claimant Wants Hide
Just make me happy!
Claimant invites Flagship Credit Acceptance to make a fair offer to resolve this complaint.
Just make me happy!
Claimant invites Flagship Credit Acceptance to make a fair offer to resolve this complaint.
  • 0
Do you agree with the claimant’s demands?  (If you are a party to this claim, click here.)

Respondent's Counteroffer

There has been no response to this claim from Flagship Credit Acceptance. This claim will remain posted until resolved
Expand
Refresh
  • Show:
  • Sort by:
  • Comment: by Jennifer Sheehy — Online mediator
    • On: 12-29-2012
    View more
  • I have a few questions as to your claim here. Perhaps writing up another comment and updating your claim here will help the company respond appropriately to what you are looking for. It seems from reading the claim that you are having a problem with a car financing company? It seems you may have concerns about how they are applying your payment? Typically, in a financing arrangement, the majority of the payment, at least for the beginning of the loan, goes towards interest, and a very small amount goes towards principal. Towards the end of the loan is when the bulk of the payment goes towards principal payments.
See how PeopleClaim Works
Get fast access to our Resolver community, for...
  • help with a PeopleClaim or any other complaint
  • assistance with a purchase or contract
  • expert advice
Other PeopleClaim resolvers
Want to see more? Search our directory of resolvers.
Get Free alerts when claims post in your area.
Get Alert
Cases seeking help
Pick a case. Help resolve it.
Need help resolving a dispute? Learn more.
Help resolve claims against businesses and people near you:
View more claims

Public Mediation

The shortest path from your problem to its resolution.
1
Peer to Peer

Engage the other party and use powerful tools to negotiate the best resolution.

Free
If Unresolved
2
Community Resolution

Post your case online and get help from legal professionals, industry experts, consumers & advocates competing to find the best resolution to your claim.

$14.99 + optional reward for best resolution
Full refund if not resolved to your satisfaction
If Unresolved
3
Private Mediation

Lets you mediate your case privately with the help of our professional mediators and industry experts.

Free to claimant. Mediator fees negotiable.
If Unresolved
4
Engage a Professional

Find the best community-reviewed professionals near you to resolve your issue in private online mediation or traditional court/mediation.

Resolution

A wonderful serenity has taken possession of my entire soul, like these sweet mornings of spring which I enjoy with my whole heart.

I am (not) alone, and I feel the charm of existence in this spot, which was created for the bliss of souls like mine...~ Goethe

Get a public verdict — create an online trial $50 public trial / $50 reward for successful resolution
Important: All information contained herein is the opinion of the posting parties, who are solely responsible for its content. PeopleClaim offers both free and paid services to help consumers, patients, employee, tenants, and others resolve disputes without lawyers or courts, through negotiated online settlement and public disclosure of wrongdoing or unfair treatment.
Claims against parties operating under bankruptcy protection, by law must be processed solely through the appropriate US bankruptcy court. Any claims against this party currently posted on PeopleClaim are available for purposes of public business review only and are not an attempt to collect money or recover assets subject to protections under the United States Bankruptcy Code.
*IMPORTANT: PeopleClaim is a public dispute resolution system, independent of the BBB, small claims court, or other dispute resolution services. PeopleClaim is not a law firm and does not provide legal services, opinions, or advice. PeopleClaim facilitates peer-to-peer negotiation and resolution and crowdsourced input on issues of fairness to help resolve complaints. Users should contact professional legal counsel on any matters of law or regulation regarding their claims. PeopleClaim does not review or evaluate the merits of claims submitted through its site, and users are solely responsible for all content filed in their claims.
© reserved by PeopleClaim