Public Mediation

False information leading to foreclosure of home

D. H. vs. Emc Mortgage Corp
United States
Amount Involved: $31,000.00
Complaint(s): Loan modification
    • Status: In Negotiation
      This claim has posted for public comment and negotiation. It will remain posted until resolved to the claimant's satisfaction. Suggest a resolution to help these parties reach a settlement.
       (seeking public comment)
    • Claimant Seeks: View.
    • Claim #: 4213496
    • Amount Involved: 31,000.00
    • Filed On: Sep 28, 2010
    • Posted On: Oct 13, 2010
    • Complaint(s):
      • Loan modification
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Statement of Claim
Complaint Involved (1) - View
Claimant says:
"I started a loan modification in February, 2010 with EMC Mortgage. I was told my payments would be reduced, which they were, during my temporary modification. I made these payments early each month as I was told. As the process went along they had me send in all of the paperwork three different times. After three months of this, I called to find out why I had to keep doing this. I would get a different answer every time I called. Finally, I found out that my paperwork had not been touched, and was still sitting on a desk. At this point I was beside myself. At the urging of a real estate agent, I decided to try a short sale. After 45 days, I was told it had been denied. As my realtor had advised, I stopped making my payments during the short sale The last resort-retaining an attorney to take over. Another 30 days went by and the attorney sent a letter stating he could not represent me because of Colorado law. Shortly after this, I receive a letter stating my home is in the foreclosure process. I thought I was doing the right thing by modifying my loan, as I was put into two bad loans. It ends up my mortgage company forced me into foreclosure and now I am loosing my house."
...
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Exhibits View
What Claimant Wants Hide
1. Compensation: Stress and bad health because of this issue Oct 13, 2010 $10,000.00
2. Credit: Amount accrued on my loan Oct 13, 2010 $20,000.00
3. false information Oct 13, 2010 $1,000.00
Cash total : $31,000.00
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Respondent's Counteroffer

There has been no response to this claim from EMC Mortgage Corp. This claim will remain posted until resolved
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  • Comment: by Dave — Online mediator
    • On: 01-07-2013
    View more
  • I agree I been going through the same but it started with ajustable mortgage then modificaition that I haven't received please let me know result our if you need someone else going throught the same thing
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