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Claimant's opinion: Being enrolled en a dental plan without my consent and deducting money off my visa card to enrolled me and to deduct money from my visa account without my consent or knowledge
According to our records, we received Ms Clarke's application that was filled out on February 22, 2012. The application shows a request for a March 1st effective date. All the information provided to us by our aggregator, along with her chosen method of payment, was submitted on the aforementioned application. At the bottom of the application she acknowledged the terms with her “esignature” next to a disclaimer that authorizes Nationwide Muliflex Dental Plan to deduct payments from her Visa card. There is no possible way that we would be able to obtain her financial or personal information without her providing it to our aggregator. We have only collected 3 payments from her since she signed up with us and technically she owes three additional payments as she did not terminate until August but we have since closed her account as of May 31, 2012. As of now, her account is closed and she owes us no further premiums and we will not attempt to collect. There will be no monies refunded as we were authorized to deduct her monthly premiums and did so in good standing.
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