Claimant says: "Spot loan company is violating ohio state law with their outragious interest rate i beileve the highest rate someone can charge in ohio is 28% max on a short term loan which this is what type of loan spotloan deals with”

Claimant says: "1. BACKGROUND AND AGREEMENT The parties initially connected through Fiverr.com. The plaintiff explicitly requested that all services be conducted through the Fiverr platform to ensure protection. However, the defendant insisted on moving the transaction off-platform, stating that she preferred not to use Fiverr for the project. The plaintiff, although hesitant, proceeded in good faith.  It was agreed that the defendant would provide targeted outreach to secure wholesale orders from fashion retailers. The plaintiff ” ...Show more »

Claimant says: "1. BACKGROUND AND AGREEMENT The parties initially connected through Fiverr.com. The plaintiff explicitly requested that all services be conducted through the Fiverr platform to ensure protection. However, the defendant insisted on moving the transaction off-platform, stating that she preferred not to use Fiverr for the project. The plaintiff, although hesitant, proceeded in good faith.  It was agreed that the defendant would provide targeted outreach to secure wholesale orders from fashion retailers. The plaintiff emphasized the urgency and time-sensitive nature of the task, stating that the outreach had to be completed within 2–3 weeks due to the brand's production schedule. The defendant confirmed she had experience in luxury womenswear sales and agreed to the scope and timeline. 2. PAYMENT AND SERVICES PROMISED On June 12, 2025, Roch Perel Ltd made an initial payment of $540 USD via Wise bank transfer from its business account to the defendant. This payment was for the agreed wholesale outreach campaign. Shortly after, the defendant stated that she could not begin outreach unless she also managed the plaintiff's social media channels, which was never part of the original agreement. Under pressure to meet the tight deadline, the plaintiff accommodated the demand and arranged for all necessary content to be prepared by a graphic designer. A second payment of $120 USD was sent on July 1, 2025 via Wise, covering three platforms (Instagram, Facebook, and TikTok). 3. FAILURE TO PERFORM Despite receiving full payment totaling $660 USD, the defendant failed to perform the agreed services: • No outreach was conducted to any retailers. • No wholesale leads or contacts were secured. • No social media posts were properly made, even though the plaintiff provided full content, captions, and a clear plan. The only deliverable was a generic content calendar clearly generated by ChatGPT, including language and formatting consistent with automated AI tools (e.g., Would you like a downloadable PDF or Google Sheet version of this calendar?). This was not original work and held no value for the business. The defendant's communication was also highly unprofessional, often vague, delayed, and non committal. She demonstrated a lack of basic industry knowledge, such as recommending that wholesale prices be published publicly on social media — a fundamental breach of standard retail practice. 4. ATTEMPTS TO RESOLVE AND REFUND DEMAND The plaintiff made multiple written requests for a refund. The defendant acknowledged the service was not delivered and made verbal and written promises to issue a refund, but never followed through. A final formal demand letter was sent on August 1, 2025, giving her two business days to respond. She ignored the deadline. The plaintiff has acted in good faith throughout the process and has provided full documentation of communication, payments, and service expectations. The defendant's actions amount to a clear breach of contract, unjust enrichment, and failure to deliver services paid for in full.*” ...Show less »

Claimant says: "Attorney James Diefenbach Still Withholding Settlement Funds Nearly One Year Later — Wire Transfer Appears To Be Fake We are sharing our experience with attorney James Diefenbach (Diefenbach Law Group in San Diego, California) to caution others about what we believe to be deeply troubling conduct involving client funds. In 2024, our legal matters settled and Mr. Diefenbach was entrusted with disbursing the agreed-upon proceeds to us. Despite numerous follow-ups over the course of nearly a year, ” ...Show more »

Claimant says: "Attorney James Diefenbach Still Withholding Settlement Funds Nearly One Year Later — Wire Transfer Appears To Be Fake We are sharing our experience with attorney James Diefenbach (Diefenbach Law Group in San Diego, California) to caution others about what we believe to be deeply troubling conduct involving client funds. In 2024, our legal matters settled and Mr. Diefenbach was entrusted with disbursing the agreed-upon proceeds to us. Despite numerous follow-ups over the course of nearly a year, he has failed to release our funds, which are rightfully owed under the settlement agreements. In November 2024, Mr. Diefenbach provided us with what appeared to be a wire transfer confirmation from Wells Fargo. The confirmation stated that the wire would be delivered on November 12, 2024. However: We never received the funds, Mr. Diefenbach has not responded to repeated inquiries about the missing funds. Just promises to do accounting - just lots of broken promises but we don't have our money. We are not accusing him of fraud—only the proper authorities can investigate and make that determination. But we believe this document is misleading at best, and may have been used to falsely imply that a payment was made when it wasn’t. If so, that is a very serious ethical and possibly legal issue. This is compounded by: A complete lack of trust accounting information Excuses ranging from illness to being busy, while providing no verifiable updates Failure to act on multiple written and verbal requests for disbursement Communications scattered across texts, emails, voicemails and more Settlement funds for two resolved matters that remain unpaid sans one small partial payment 275 days late - yeas, nearly ONE YER!  Attorneys are fiduciaries and are obligated to: Promptly notify clients when settlement funds are received - didn't happen Maintain those funds in a trust account - we don't know and believe may have taken the money Disburse those funds without unreasonable delay - it's been nearly ONE YEAR As of this writing, we have no evidence that our funds are still being safely held in trust and James Diefenbach won't release our money after a zillion broken promises to do so.  We remain open to resolution, but after this length of time and the lack of communication, transparency and soooooooo many broken promises and falsehoods we feel obligated to share our experience.*” ...Show less »

Claimant says: "Nate Woodbury and Be The Hero Studios did not fulfill their agreement, misrepresented services and refused to provide even a partial refund after we offered him $400 per hour, when he only pays his full-time workers $400 per month - unbelievable. He spent very little time with us. Nate got weirdly aggressive insisting that we pay him over $12,800.00 in ADVANCE before he delivers anything. Give me $12,800 on FAITH alone. Any consumer would be very suspicious of this behavior so we, politely, asked for a partial refund -” ...Show more »

Claimant says: "Nate Woodbury and Be The Hero Studios did not fulfill their agreement, misrepresented services and refused to provide even a partial refund after we offered him $400 per hour, when he only pays his full-time workers $400 per month - unbelievable. He spent very little time with us. Nate got weirdly aggressive insisting that we pay him over $12,800.00 in ADVANCE before he delivers anything. Give me $12,800 on FAITH alone. Any consumer would be very suspicious of this behavior so we, politely, asked for a partial refund - not even a whole refund. Nate spent about two hours on us, which he likely does with any prospect before collecting any money from them. We made the huge mistake of sending Nate $5,500.00. It's also very odd that Nate doesn't take credit cards, like every normal business, insists on wire transfers or ACH so consumers have ZERO recourse, as they do with credit cards. We've never had such an experience and are happy to provide email, text messages, etc. to a mediator. Please help us get an equitable refund. We trust that this matter can be resolved without litigation. Based on seriousness it warrants and look forward to an equitable resolution. Thank you.*” ...Show less »

Claimant says: "I was charged with dui in 2013 in CT with a cr license and lived in CT. The DMV in ct requires me to have the interlock device for 1yr. At the time I didn???t have the money or a vehicle to do that, so after I moved back to MA in 2019 I had to get a vehicle, put it in someone else???s name, and get the machine installed so that I could take my permit and driving tests over, but I had to end up having it removed and switched to a more sensitive machine that MA requires in order to take my test which of course was during ” ...Show more »

Claimant says: "I was charged with dui in 2013 in CT with a cr license and lived in CT. The DMV in ct requires me to have the interlock device for 1yr. At the time I didn???t have the money or a vehicle to do that, so after I moved back to MA in 2019 I had to get a vehicle, put it in someone else???s name, and get the machine installed so that I could take my permit and driving tests over, but I had to end up having it removed and switched to a more sensitive machine that MA requires in order to take my test which of course was during Covid so it was a big process. So July of 2022 I was given approval for removal from CT but then MA said they require 2 yrs even though it had nothing to do with them originally, so I had covid twice and both times I ended up being 1 day late for my calibration. The last one was actually due on Thanksgiving and obviously nothing was open and I had been sick and didn???t realize that it was due. I was supposed to get removal approval on Dec 8th but because of the violation on Thanksgiving, being the second violation, the first one was in 2022, so now they suspended my license for 10 yrs and after filing an appeal with the board of appeals they say it will be a minimum of 18 mos before I get an answer from them. In the mean time I had to pay and have the machine removed from the vehicle while I wait for an answer from them. The whole process was originally meant to prevent drinking and driving by m.a.d.d and is a good concept but the RMV and the agencies in charge of the machines (smart start) have turned it into a big money making scheme. I never tried to drink and drive with the machine and that???s not what i got suspended for ???it???s ridiculous and a ridiculous amount of time to have a license suspension over a day late for calibration. Also had to have my vehicle towed to get the calibration done when I was getting the engine replaced since my mechanic didn???t have a landline phone he was not allowed to do the mechanic override smh*” ...Show less »