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Thinking About a Payday Loan? 6 Reasons to Think Again

Payday loans are fast and easy, giving quick cash to people with poor or bad credit, without a lot of questions. Often, all you need to qualify is proof of a steady income (like a pay stub), a state-issued driver’s license or ID card, and a checking account.

First: Know your rights.
But think twice, three times, or more before taking out one of these “quick and easy” loans. They are an expensive way to borrow money, and can trap you in endless debt. Here are six things you need to know: ...more
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