Claimant says: "They have applied for balance transfers on credit cards to other banks without my consent. Now I have 2 credit card companies that have transfered the exact same accounts. I have been in contact with them all. This problem started with a phone call to me, they were pushy, I expressed that I didn't feel comfortable making decisions without discussing with spouse and that I didn't want to pursue changing credit cards to lower interest. I was told that it was to late. I was quite stunned by this remark and didn't really ” ...Show more »

Claimant says: "They have applied for balance transfers on credit cards to other banks without my consent. Now I have 2 credit card companies that have transfered the exact same accounts. I have been in contact with them all. This problem started with a phone call to me, they were pushy, I expressed that I didn't feel comfortable making decisions without discussing with spouse and that I didn't want to pursue changing credit cards to lower interest. I was told that it was to late. I was quite stunned by this remark and didn't really know what to do. They sent me a form to sign for permission to contiunue progress. I didn't sign the form. I faxed it back to the company the next business day. I had drawn a line across the signature portion and wrote CANCEL. On the fax face sheet I wrote that I did not want to procede with this and to stop all of the proceedings. I received a fax conformation that it arrived at their fax. I thought things were ok. I did not hear back from them. I received a registered letter to sign per mail, I refused letter and sent it back. I received HSCB credit cards in the mail that said to activate. I did not. I mailed the cards back to the company and sent a note attached that told them that I did not ask or authorize this credit card account and I wanted it closed. Then 3 1/2 weeks later I get this statement from HSCB about 2 accounts that were transfered to them. I immediately contacted Premiere Debt Solitions to inquire about what was going on. I told them that I did not give them permission to do what they did. I asked it they had received the fax I sent and Ann said she had it in front of her. She then transfered me to her supervisor. I told him the situation and he said that he would refund the $1095.00 fee they had attached to the balance transfers. I expressed my displeasure on what was going on. I expected every thing to be transfered back as it originally was. Several days later I receive another credit card to activate by mail, Coast to Coast Visa. I called the company this time and told them that I didn't request this card and that I was not going to activate the cards and to close the account. Yesterday I received a letter confirming that they closed the account but there was a $8,817.21 balance on this. I immediately called the company. Again it was the same balance transfers that HSCB did plus one more. I explained the situation. I have to call their investigators today. I have been in contact with all of the credit card companies involved. 2 chase, 1 sears, HSCB and Coast to Coast. I need your assistance please.*” ...Show less »